FHA Approved / Member BBB / Certified Residential

Heckaman Appraisal

Where Service Is REal Value

For over ten years it has been my privilege to serve East Tennessee and North Georgia home owners with appraisal products. My company specializes in the type of valuations that most of you are familiar with - appraisals for purchase and refinance mortgages. I also personally handle valuations for some of life's hurdles. Whether you're settling a family member's estate, making a clean break in your own life or just want to know what your home is really worth.

Heckaman Appraisal is dedicated to getting your residential real estate appraisal done, right and on time.

    We work with lenders on both coasts and those right here in our back yard. Heckaman Appraisal will make sure your lender gets the highest quality report in the industry.

But what if you need an appraisal for your loved one's estate? Chances are you've haven't had extra time to read through an appraisal and understand all of the issues that affect value.

Our Concierge Appraisal Service will take you through the process step by step, including a final read through of the report with a focus on your questions and concerns. We will gladly communicate with your attorney if you allow us. Our job isn't finished until you understand the results.

Ordering a report is easy. Just call us. And don't be surprised when a person answers the phone.

We've been providing value solutions in East Tennessee and North Georgia for over 10 years. Let us meet your appraisal needs in Chattanooga, Cleveland, Ringgold and more. 

Check Our Service Area, above, for all locations.

Save time, money and the embarassment of providing inferior products. Doing business with our company will prove to be invaluable for your company. Get fewer appraisal stips, better pricing and above all, get the appraisal faster. 

Stips happen! A stip is an industry term that means someone reading our report doesn't understand what we're trying to convey. IF our report gets stipped this entire company works to clear it with dedicated office personnel and appraisers in the field with mobile technology.

  Heckaman provides you with a constant bedrock of strong service and market knowledge so you can concentrate on what you do best. Let us do what we do best. The appraisal business is our business and you can depend on the results we provide.

  If this is your first order with us or your most recent, thank you. Real Estate has always been a challenge and that's why we enjoy it. Our staff includes state certified, FHA approved appraisers. Let experience work for you and your client. 

  Heckaman Appraisal Firm has a proven track record of lowering underwriting time and lender efforts and costs in completing the appraisal process. That means you get results faster.

 Let's do Business

Member of the Better Business Bureau


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.63%3.75%
15-yr Fixed2.93%3.08%
1-yr Adj2.37%2.94%
* national averages

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Heckaman Appraisal Firm PO Box 24554 Chattanooga, TN 37422-4554
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